Your money, in full color.
Kial makes everyday money simple: scan a receipt, set a budget, watch your savings grow — as simple or as detailed as you want.
Free · iPhone & Android · Start in seconds
Everything your money does, in one calm place.
Track spending, plan budgets and grow savings — as simple or as detailed as you want it to be.
Track
See where every dollar goes.
Log an expense in seconds or scan a receipt and let Kial pull out the details. Everything lands in a clean, searchable timeline — grouped by day, category and merchant.
- Snap a receipt — items, totals and merchant pulled out for you
- Merchants detected automatically; categories and colors you control
- Search and filter by category, merchant or period
Budget
Budgets that keep you on track.
Set a budget for the whole month or per category, then watch a live breakdown as you spend. Kial tells you your safe-to-spend for today — no spreadsheets required.
- Overall and per-category budgets
- Live category and merchant breakdowns
- “Safe to spend today” so you never overshoot
Save
Savings goals you'll actually hit.
Give each goal a target and a date. Kial shows your progress, your head start, and whether you're ahead — turning “someday” into a plan you can see.
- Multiple goals with targets and deadlines
- Progress rings and head-start tracking
- Know at a glance if you're ahead of pace
Designed down to the last pixel.
Fast, native and uncluttered — the kind of money app you actually want to open.
And a whole lot more.
Powerful when you want it, quiet when you don’t.
Insights that notice for you
Kial quietly watches your money and surfaces what matters — safe-to-spend today, over-budget warnings, subscription radar, new spending records.
Recurring on autopilot
Rent, subscriptions, paychecks — set a repeating expense or income once and Kial posts each one for you, on schedule.
A dashboard that's yours
Build your home screen from 30+ live widgets — top categories, upcoming bills, net flow, savings — then drag them into the order you like.
Income, not just spending
Track what comes in alongside what goes out, and see your net flow — the full picture, not half of it.
Any currency
Every expense, budget and goal carries its own currency, shown exactly as you entered it.
Private by design
Your data stays yours — export it or delete your account anytime, the app works offline, and we only collect what's needed to run it.
Light or dark
Always sharp, day or night.
Kial follows your system theme automatically — a bright, crisp light mode and a deep, focused dark mode, both designed pixel by pixel.
Made for the big screen too
The full picture, on iPad.
Every category, merchant and goal laid out at once — the same Kial, with room to breathe.
Questions, answered.
Start making money simple — today.
Free on iPhone and Android. No setup, no spreadsheets, no learning curve.